Bike Insurance – special offers

We currently have no special offers, but we are working on this…

In the meantime, protect yourself and insure your bike. At GCI, we recommend you insure your bike as even if it is stolen, as with all cycle to work schemes, you will still be responsible for the repayments to your employer.

There are many companies that offer bike insurance but you should mention you got your bike through a cycle to work scheme.

Lock it up!

Not all bike locks are the same. Ensure you secure your bike to an immovable object using either a Sold Secure rated lock, or Thatcham approved lock.

Locks are graded based on the time it will take a thief to break the lock. You must have the appropriate lock based on the value of your bicycle.

A Gold rated lock is usually required for bicycles with an insured value of £1,000 and over.

A Silver rated lock is usually required for a bicycle with an insured value of under £1,000.

A Bronze rated lock should only be used for bicycles with an insured value of less than £500.

You may also be asked for evidence of how your bike was locked, so keep evidence of your bike lock e.g. receipt or add the details in the accessories section of your GCI application. Taking a photo each time you lock up the bike is also a good idea.

Conditions vary by insurers so carefully check the wording of the policy and be aware of what you will receive should you need to make a claim.

Don’t make it easy for thieves to ruin your cycling!